Riding a Hero Splendor is an experience. A handsome-looking bike with amazing mileage, comfort, and low maintenance costs, the Hero Splendor has been the choice of bikers in India since 1994. While the Hero Splendor Pro version has better mileage than the Hero Splendor Plus, it has been discontinued since 2018. However, if you own a Hero Splendor Pro, then make sure that you buy a comprehensive Splendor Pro insurance policy that covers third-party liabilities and damages to your bike. Also, before buying the policy, ensure that you compare bike insurance providers and plans to find the best plan for your needs. In this article, we will talk about the reasons why you should opt for Hero Splendor Pro insurance.
About Hero Splendor Pro
The Hero Splendor Pro is a commuter bike designed for city roads with an engine displacement of 97.2 cc, one cylinder, and four gears. It weighs around 112 kg and has a ground clearance of 159 mm. With a fuel capacity of 11 liters and an ARAI mileage of 90 kmpl, you can go up to 715 kms with a full tank! Also, this is one of the most fuel-efficient bikes in the segment. It has hydraulic shock absorbers, drum brakes at the front and rear, and easy handling making it a safe bike to ride. It is available in seven color options namely, Black Monotone, Candy Blazing Red, Black Purple, Heavy Grey, Black with Red, Cloud Silver, and Shield Gold. The last known average market price of the Splendor Pro was between Rs. 49,500 and Rs. 51, 700.
Types of 2 wheeler insurance for Hero Splendor Pro
There are three options available in Hero Splendor two wheeler policy:
- Third-party liability insurance: where the insurer offers coverage from liabilities arising due to damage to a third-party person or property due to an accident caused by the insured bike. However, these plans do not offer protection against damages to the insured bike.
- Own damage insurance: where the insurer offers coverage for damages to the insured bike in an accident or collision.
- Comprehensive insurance: where the insurer offers coverage for damages to the insured bike and third-party liabilities. It also insures the bike against damages caused due to a fire, theft, man-made disasters, or natural calamities.
Why opt for online Hero Honda Splendor Pro insurance?
A Hero Splendor Pro insurance policy offers complete financial protection for your bike. It is a comprehensive policy that includes:
- Third-party liability cover
- Coverage for damages to your bike due to an accident or collision regardless of who causes the accident
- Reimbursement of the sum assured if the bike is stolen and police are unable to recover it
- Coverage for damages to your bike due to natural calamities like earthquakes, cyclones, floods, etc., and/or man-made disasters like riots, acts of vandalism, acts of terrorism, etc.
- Coverage for damages to your bike due to fire
While traditionally, most people purchased bike insurance plans offline – by visiting the office of the insurance provider or agent, digitization has changed this. Today, most insurers offer online bike insurance policies allowing people to purchase them without leaving the comfort of their homes or offices. They can compare the Splendor Pro insurance price and features with ease to find the best plan according to their needs.
Summing Up
In India, the Motor Vehicles Act makes it mandatory for all bike owners to have a third-party two-wheeler insurance policy. If you are caught riding a bike without a valid insurance policy, then you can be fined and even imprisoned. However, these plans cover third-party liabilities only. For complete protection, make sure that you opt for a comprehensive Splendor Pro insurance plan. Also, research your options, and compare providers, plans, and premiums to find the most cost-efficient plan for your bike. Good Luck!
